Louisiana Criminal Defense Lawyer

Bad Checks, Bank Fraud and Credit Card Fraud


Bank fraud is considered a federal offense. Credit card fraud and writing bad checks are considered bank fraud, and are scams which can cost millions of dollars.

Charged with a crime in Louisiana? Please call (800) 950-2217.
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Bank fraud also includes things such as:

  • impersonating others
  • depositing money in unregulated banks or lending companies
  • falsifying information on a loan application to get money for someone who would otherwise not qualify for a loan

Louisiana Bad Checks and Credit Card Fraud Laws & Penalties

Banks in Louisiana closely monitor people found guilty of writing bad checks and credit card fraud. The penalties for writing bad checks and credit card fraud is dependent upon the circumstances of your case, but can involve jail time, probation, significant fines, restitution, as well as community service.

Credit Card Fraud

Credit card fraud includes the theft of a credit card belonging to another, and fraud committed with a credit card belonging to another, as a mechanism for getting funds in a transaction. This is similar to identity theft. Credit card fraud is considered obtaining goods without paying or obtaining unauthorized funds from another account.

Writing Bad Checks

Bad checks are when you fail to pay for a check you wrote within ten days after the non-payment notice. You are then responsible not only for the associated fees but criminal penalties.

The civil penalties associated with writing bad checks can include owing twice the amount you wrote the check for, as well as attorney’s fees and court costs.

The criminal penalties are more severe in the state of Louisiana. If the amount of the check or checks is more than $1,500, then the sentence can include up to 10 years in prison and/or a find of $3,000.

If the amount of the bad check is for $500 to $1,500, then the sentence can include up to 5 years in jail and/or a fine of up to $2,000.

If the amount of the bad check is below $500 then the sentence can include up to 6 months in jail and/or a fine of up to $500.

If you are convicted more than once, then you can face up to 2 years in jail and/or a fine of $1,000.

If you issue more than one bad check within 180 days, then the amount of the checks will be used to determine the severity of the punishment.

Get Help with a Bad Checks, Bank and Credit Card Fraud Charges

The sentences for bank fraud such as writing bad checks and credit card fraud are directly related to the circumstances under which the crime was committed. The charges can be lessened if it is proven that the individual was manipulated or coerced into committing the credit card fraud or writing bad checks.

Alternative sentences are sometimes given to individuals provided they return any money to the bank. Sometimes repayment of the money taken can be an option in lieu of jail time, though not always.

In the state of Louisiana, the average fines for writing bad checks and credit card fraud are up to $100,000. The average jail time is up to 10 years and the average probation length varies by case.

It is imperative to get qualified legal defense as soon as possible to try and prevent jail time, severe sentencing, or going to court.